Live now, pay later™
Shop with the FlexitiCard®
Get instantly approved for 0% financing*
We’ve partnered with Flexiti to help turn your big purchases into small payments.
Apply today and get approved for 0% financing in minutes*.
How it works
Talk to a sales representative in-store to apply and instantly finance your purchase*.
We know it’s good to have options. Pick the financing plan and term that suits your budget.
Use your FlexitiCard again and again, without reapplying! Shop at thousands of retail locations within the Flexiti Network™.
The flexible way to pay™
Plans that work for you
Equal monthly payments - no interest*
Break up your entire purchase (including tax, applicable fees, and optional insurance premiums) into equal monthly payments over the course of your term. Plan terms 3 and 12 months.
Deferred payment - interest accrues, no payments*
Defer your entire purchase (including tax, applicable fees, and optional insurance premiums) and pay in full at the end of your term. Only annual fees (if applicable) will be charged upfront. Plan terms 3, 6 and 12 months.
Regular credit purchase*
It’s perfect for small purchases too! Use your FlexitiCard just like a regular credit card.
A $24.99 annual fee is charged annually if your account has a balance ($39.99 for residents of Quebec). Your first annual fee is due on your first statement.
The Flexiti Network
The FlexitiCard is accepted at thousands of Canadian retail locations, in-store and online! Shop for electronics, furniture, appliances, jewellery, fitness equipment, auto parts and more.
Alternative financing plans
While not all Flexiti cardholders are eligible for no interest financing plans, Flexiti provides alternative financing options including a 36-month equal monthly payment plan at 29.99%** promotional interest rate, available for eligible cardholders, as well as a low interest equal monthly payment plan for 72 months.
36 equal monthly payments at 29.99% interest**
Break up your entire purchase (including tax, applicable fees and optional insurance premiums) into 36 equal monthly payments over the course of your term.
Regular credit purchase*
Use your FlexitiCard just like a regular credit card.
Flexiti Simply Secure™
Did you know? Flexiti's Simply Secure insurance program offers payment protection coverage to Flexiti cardholders in case of certain unforeseen circumstances.
Learn more about Flexiti Simply Secure™ on www.flexiti.com.
How do I apply for Flexiti?
Click ‘Apply now’ to access Flexiti’s quick and easy online application. It only takes minutes to complete!
How do I pay with Flexiti?
Shopping online? At checkout, select Flexiti as your payment method. You’ll be prompted to apply for a Flexiti account or to enter your existing Flexiti account number. Then, select your ﬁnancing plan and complete your purchase. It’s that easy!
Or, if you’re shopping in-store, chat with a sales representative to apply or make purchases using your Flexiti account via our merchant app.
How do I manage my account?
All you have to do is register your account online at my.flexiti.com! Once you’re registered, you’ll be able to see all your account details like your credit limit, outstanding balance, statements, financing plan details and more.
How do I make payments?
Making payments is as easy as using your bank’s online bill payment system – just add Flexiti (Flexiti Financial) as a payee! You can also send a cheque to the address below – include your account number on the cheque to avoid delays:
Flexiti Financial Inc.
Attention: Account Services – Payment Processing
P.O. Box 340, Orangeville, ON, L9W 2Z7
Where can I use the FlexitiCard?
The FlexitiCard is accepted at thousands of retail locations, in-store and online. Check out the Flexiti Network to see everywhere you can shop at flexiti.com/network.